[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.tutumi.cz\/nove-druzstevni-byty-jako-nahrada-hypoteky\/#Article","mainEntityOfPage":"https:\/\/www.tutumi.cz\/nove-druzstevni-byty-jako-nahrada-hypoteky\/","headline":"Nov\u00e9 dru\u017estevn\u00ed byty jako n\u00e1hrada hypot\u00e9ky","name":"Nov\u00e9 dru\u017estevn\u00ed byty jako n\u00e1hrada hypot\u00e9ky","description":"Dru\u017estevn\u00ed byt byl snad p\u0159e\u017eitek z dob minul\u00e9ho re\u017eimu. Kolektivn\u00ed vlastnictv\u00ed dru\u017estevn\u00edk\u016f za\u010dalo v posledn\u00edch dek\u00e1d\u00e1ch ub\u00fdvat v \u0159\u00e1du set tis\u00edc ro\u010dn\u011b, av\u0161ak […]","datePublished":"2020-09-22","dateModified":"2023-05-06","author":{"@type":"Person","@id":"https:\/\/www.tutumi.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.tutumi.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/831abbcc684823965c5caa39ae4561083127c8aedfe9e524c6cecc176998c733?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/831abbcc684823965c5caa39ae4561083127c8aedfe9e524c6cecc176998c733?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"tutumi.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"url":"https:\/\/www.tutumi.cz\/nove-druzstevni-byty-jako-nahrada-hypoteky\/","about":["Bydlen\u00ed"],"wordCount":445,"articleBody":"Dru\u017estevn\u00ed byt byl snad p\u0159e\u017eitek z dob minul\u00e9ho re\u017eimu. Kolektivn\u00ed vlastnictv\u00ed dru\u017estevn\u00edk\u016f za\u010dalo v posledn\u00edch dek\u00e1d\u00e1ch ub\u00fdvat v \u0159\u00e1du set tis\u00edc ro\u010dn\u011b, av\u0161ak vn\u00edm\u00e1n\u00ed tohoto bydlen\u00ed se op\u011bt m\u011bn\u00ed. Nov\u00e9 dru\u017estevn\u00ed byty za\u010daly znova vznikat a p\u0159ib\u00fdvaj\u00ed dal\u0161\u00ed, co\u017e znamen\u00e1 v\u00fdbornou zpr\u00e1vu pro lidi, kte\u0159\u00ed nedos\u00e1hnou na hypot\u00e9ku.Jak vlastn\u011b funguje dru\u017estevn\u00ed bytJe to od ka\u017ed\u00e9ho n\u011bco. Plat\u00edte n\u00e1jem, ale d\u00e1 se \u0159\u00edct, \u017ee v\u00e1m byt pat\u0159\u00ed, jeliko\u017e j\u00edm m\u016f\u017eete disponovat. S trochou humoru v hlase se d\u00e1 \u0159\u00edci, \u017ee dru\u017estevn\u00edk je n\u00e1jemn\u00edkem sv\u00e9ho vlastn\u00edho bytu. Koup\u00ed dru\u017estevn\u00edho bytu se st\u00e1v\u00e1te spolumajitelem domu, kter\u00fd v\u00e1m \u010d\u00e1ste\u010dn\u011b pat\u0159\u00ed, nebo alespo\u0148 n\u011bjak\u00e1 jeho \u010d\u00e1st. D\u00e1 se \u0159\u00edct, \u017ee dru\u017estevn\u00ed bydlen\u00ed je jak\u00fdsi hybrid mezi vlastnictv\u00edm bytu a n\u00e1jemn\u00edm bytem.Jak funguje koup\u011b dru\u017estevn\u00edho bytuPakli\u017ee o koupi dru\u017estevn\u00edho bytu p\u0159em\u00fd\u0161l\u00edte, mus\u00edme v\u00e1s ujistit, \u017ee tato alternativa bydlen\u00ed m\u00e1 \u0159adu v\u00fdhod, ale tak\u00e9 i sv\u00e9 nev\u00fdhody. V\u00fdhodou je nap\u0159\u00edklad samotn\u00e1 koup\u011b – sta\u010d\u00ed, abyste zaplatili \u010dtvrtinu a\u017e t\u0159etinu ceny bytu, abyste se mohli nast\u011bhovat – k tomu v\u00e1m sta\u010d\u00ed v\u011bt\u0161inou to, co m\u00e1te naspo\u0159eno na stavebn\u00edm spo\u0159en\u00ed, nebo v\u00e1m bude sta\u010dit p\u016fj\u010dka na bydlen\u00ed. Zbylou \u010d\u00e1stku dopl\u00e1c\u00edte formou n\u00e1jmu, a a\u017e doplat\u00edte zbytek obnosu, byt je ofici\u00e1ln\u011b v\u00e1\u0161.–          Jak\u00e9 jsou v\u00fdhody dru\u017estevn\u00edho bytu?V\u00fdhodou je, \u017ee nemus\u00edte dokl\u00e1dat p\u0159\u00edjmy a nic nedlu\u017e\u00edte bance. Tak\u00e9 je p\u0159irozen\u00e9, \u017ee jsou dru\u017estevn\u00ed byty o t\u0159etinu levn\u011bj\u0161\u00ed ne\u017e obecn\u00ed \u010di vlastnick\u00e9, jeliko\u017e c\u00edlem dru\u017estva nen\u00ed prim\u00e1rn\u011b zisk. Nav\u00edc m\u016f\u017eete jako po\u010d\u00e1te\u010dn\u00ed vklad vlo\u017eit jakoukoli \u010d\u00e1stku, m\u016f\u017ee to b\u00fdt i devades\u00e1t procent celkov\u00e9 \u010d\u00e1stky. Obrovskou v\u00fdhodou je tak\u00e9 to, \u017ee se spl\u00e1tky daj\u00ed s \u010dasem r\u016fzn\u011b m\u011bnit.  –          Jak\u00e9 jsou naopak nev\u00fdhody dru\u017estevn\u00edho bytu? Nev\u00fdhodou je, \u017ee nejste majiteli ani vlastn\u00edky bytu, ale pouze pod\u00edln\u00edky v dru\u017estvu. Byty k prodeji jsou v\u011bt\u0161inou star\u0161\u00ed, av\u0161ak mohou b\u00fdt zcela zrekonstruovan\u00e9.                                                                                                                                                                                                                                                                                                                                                                                        4.5\/5 - (13 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Nov\u00e9 dru\u017estevn\u00ed byty jako n\u00e1hrada hypot\u00e9ky","item":"https:\/\/www.tutumi.cz\/nove-druzstevni-byty-jako-nahrada-hypoteky\/#breadcrumbitem"}]}]